+ The account
A bank account the
block explorer can't read.
Encrypted note balances for USDG and tokenized stocks. Holdings, position sizes and cost basis stay hidden. Yield, the card and payments keep working exactly as they would anywhere else.
Shielded yield
Earned on shielded balance and credited pro-rata per note
How money moves01—04
- 01
Shield
Money comes in through a bridge or a transfer and lands as encrypted notes tied to your own spending key. Licensed ramps and screening at the edge are planned.
- 02
Hold
Notes earn yield in the background. Split them into vaults for savings, trading, business and spending. Idle balance sweeps into the pool on its own.
- 03
Spend and pay
The card settles from shielded balance. Payments go to stealth addresses, on a schedule if you want, with nothing repeating on-chain.
- 04
Prove
Hand your accountant a read-only viewing key that can never spend, or export the statement yourself. Scoping, expiry and proofs of funds are on the roadmap.
What the explorer seesRobinhood Chain
Shielded balance01
Shielded account
Encrypted note balances for USDG and tokenized stocks. Holdings, position sizes and cost basis stay hidden.
Sub-accounts and vaults
One identity, separate shielded buckets for savings, trading, business and spending.
Client-side portfolio dashboard
Your portfolio decrypts locally in the browser. The server never sees your positions.
Encrypted transaction memos
Private bookkeeping labels, readable only by you or a viewing-key holder.
Automatic note consolidation
Your encrypted notes are defragmented in the background, so proofs stay fast and fees stay low.
Corporate actions for tokenized stocks
Dividends and splits are credited to shielded holders without revealing who holds what.
Private yield02
Target, not a promise. It moves with the venues the pool is routed into.
Private yield routing
Shielded deposits are pooled into Robinhood Chain yield venues. Returns come back pro-rata, per note. Hiding your balance costs you nothing.
Auto-sweep
Idle balance above a threshold moves into the yield pool on its own.
Private DCA into tokenized stocks
Buy on a schedule. Every fill settles into a fresh note, so nobody can reconstruct your position.
Card03
Private card spend
Visa or Mastercard settles straight from shielded balance. Apple Pay and Google Pay on top.
Card and device controls
Per-card and per-device spending limits, freeze, and an instant kill switch.
Gas sponsorship
A paymaster pays the gas. You never hold the chain's gas token.
Payments04
Stealth payment handles
A fresh receiving address per payment, so a shared handle can't be used to scrape your balance.
Private recurring payments
Rent, retainers and subscriptions without publishing a repeating on-chain pattern.
Shielded escrow
Amount and counterparty stay hidden until release. Built for OTC blocks and freelance milestones.
Time-decorrelated withdrawals
Exits are scheduled and split, so an unshield can't be matched to a shield by timing.
Anonymous invoicing
Send an invoice link. The payment shields itself on arrival.
Fiat ramps with identity separation
Planned: licensed on- and off-ramps, with KYC records that never link to on-chain activity. No ramp is connected yet.
Keys and recovery05
Social recovery
Guardians, passkeys and hardware wallets. A lost device isn't a lost account.
Read-only viewing keys
A key that recognises the payments you receive and cannot move them. Scoping it to a date range, and expiry, are planned.
Private tax and accounting export
CSV or PDF, generated locally from a viewing key. Nothing leaves your machine.